Become a Member

Benefits of Membership
Coverage & Services
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Benefits of Membership

The Ohio Municipal Joint Self-Insurance Pool offers members stable premiums year after year without the volatility seen in the standard insurance marketplace. We provide a policy customized to each member's specific needs, taking the extra steps to find the right solution. Our goal is to establish a long-term relationship with each member of our Pool. We work directly with our members to meet their Loss Control and Risk Management needs. Outstanding Claims Service is a trademark of the OMJSP. Our adjusters are local and highly experienced in public entity claims.

Benefits:

• Assistance with the control and avoidance of injuries, management of risk and settlement of damages.
• Stability of price with reasonable rates. Pricing is consistent and adequate to ensure members have secure protection over the long haul.
• Underwriting consistent with the goals and objectives of our members. We know the risks and examine the experience of each member in formulating pricing.
• Outstanding claims administration by a nationally recognized third party administrator.
• Litigation management consistent with the needs of members.
• Reinsurance against most losses and reduction of net financial exposure for all claims activities in order to provide greater financial stability. Reinsurance is provided by Great American Insurance Group and Allianz/Fireman’s Fund.

Coverage & Services

The Ohio Municipal Joint Self-Insurance Pool offers coverage for liability and property damage for municipalities and their public officials, employees and volunteers.

MEMBER COVERAGE

Liability Coverage:

• General Liability (including Public Officials, Police, Firefighters and EMS)
• Bodily Injury and Property Damage
• Personal and Advertising Injury
• Errors and Omissions
• Medical Payments
• Fire Legal
• Employment Practices Liability
• Employee Benefits Liability
• Municipal Attorney/Law Directors Liability
• Employers Liability-Stop Gap
• Cyber Liability
• Automobile Liability (Actual Cash Value, stated Amount on emergency vehicles)
• Uninsured/Underinsured Motorists Coverage
• Medical Payments
• Auto Physical Damage Coverage
• Excess Liability limits, follow form coverage with no self-insured retention

Property Damage:

• All Risk Premises Coverage
• Flood Coverage
• Inland Marine
• Contractors Equipment
• Valuable Papers and Records Endorsement
• Accounts Receivable Endorsement
• Commercial Articles Endorsement
• Electronic Data Processing Endorsement
• Rental Reimbursement
• Extra Expense Endorsement (including debris removal, demolition and increased cost of construction)
• Repair or Replacement Endorsement
• Boiler and Machinery
• Crime Coverage
• Public Officials Employee Dishonesty
• Cyber Liability Coverage

Loss Prevention:

• Loss Prevention Activities, Procedures, Compliance and Training
• Identification of Injury Trends
• Prevention of Slips, Trips and Public Risk
• Review of Compliance Records by Department
• Review of Mandatory Written Programs
• Prevention of Strains and Sprains
• Fall Protection Systems/Arial Lifts
• Confined Spaces
• Chemical Maintenance and Exposures
• Electrical Safety-Related Work Practices 
• Personal Protective Equipment
• Emergency Evacuation/Contingency Planning 
• Workplace Violence
• Train-the-Trainer Series for City Personnel 
• Department Specific Safety Goals
• Accident Investigation Techniques
• Police and Fire Exposures
• Customized OSHA Written Programs
• Indoor Air Quality/Sick Buildings
• Traffic and Right of Way Safety
• Parks and Grounds Liability
• Zoo/Exotic Animal Exposures as Applicable
• Pool Safety
• Other Health and Safety Services
• Air monitoring for Chemical Exposures
• Empowering a Safety Culture
• Location visits and accountability reports based on injury prevention and loss reduction
• OSHA 10-Hour General Industry Course
• OSHA 30-Hour General Industry Course
• Theft Exposures and Security
• First Aid/CPR
• Preparing For and Handling an OSHA Inspection
• Provide Off-Site Construction Safety Management
• Audit of Physical Hazards (All Facilities)
• Compliance with Property Audits
• Provide On-Site Construction Safety Personnel to Manage Sites and Exposures During Building Projects
• Assistance with Safety Committee Development
• Fleet Exposure
• First Aid/CPR Instruction
• Assistance and Management of Catastrophic Situations
• Appraisals
• Liaison for Carrier Inspections

Coverage is subject to the terms and conditions of the policy including exclusions, aggregate limits and sublimits.

Request a Quote

To get started, please contact us or we can work with your local independent agent to provide a quote. Get started today! Call 1-800-359-6659 or email us.